A bank loan officer offers programs and mortgage rates from a single institution. A mortgage broker, by contrast, works on a borrower’s behalf to find the lowest available mortgage rates and/or the.
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Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Prime Rate or the London Interbank Offered Rate (LIBOR). Bank of America ARMs use LIBOR as the basis for ARM interest rate adjustments.
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