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I would not do it again. Very disappointed with the whole experience, after I gave away all my personal data I didn’t get an answer back, I had to call and find out I was rejected, which is perfectly fine (although I was assured many times during the application process that I will get the loan) but I was expecting them to contact me, send me a letter or at least an email with some.
· The normal down payment for a FHA home loan is 3.5%, max 96.5% financing. The main reason hud offers the $100 down payment program is to sell hud foreclosed homes fast and quickly get owner occupant into the homes. They believe people who own their home will take care of it better than a renter thus improving the overall neighborhood.
Banking and lending products and services are offered by Capital One, N.A. and Capital One Bank (USA), N.A, Members FDIC.. Investment products are offered by Capital One Investing, LLC, a registered broker-dealer and Member FINRA / sipc.. investment advisory services are provided by Capital One Advisors, LLC (COA), an SEC-registered investment advisor.
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