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How Much House Can You Afford? By David Weliver August 29, 2017.. Ideally, you have a down payment of at least 10 percent, and up to 20 percent, of your future home’s purchase price. add that amount to your maximum mortgage amount, and you have a good idea of the most you can spend on a.
How Much Home can I Afford? How We Calculate it.. The average American household income is $73,298, assuming you have no monthly debt payments you can afford a home priced at $285,000 with a 3.5% ($10,000) down payment for $1,800 per month.
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